In execution of a certain Deed of Trust dated December 22, 1999, in the original principal amount of $45,039.66 recorded in the Clerk’s Office, Circuit Court for Montgomery County, Virginia, in Book 1106 at Page 608. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Montgomery County, 55 East Main Street, Christiansburg, Virginia on October 21, 2020, at 2:30 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND LYING IN THE RINER MAGISTERIAL DISTRICT OF MONTGOMERY COUNTY, VIRGINIA, NORTHWEST OF THE TOWN OF CHRISTIANSBURG, ON THE SOUTH SIDE OF STATE ROUTE NO. 114, APPROXIMATELY 3.8 MILES WEST OF U.S. STATE ROUTE NO. 460, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON ROD IN THE SOUTH LINE OF STATE ROUTE NO. 114, WHICH IRON ROD IS APPROXIMATELY 200 FEET WEST OF THE CORNER OF THE LAND WHICH GORDON T. GERALD, ET ALS, CONVEYED TO HARLEY E. AND DOROTHY G. CARROLL, WHICH IS ON THE NORTH SIDE OF STATE ROUTE NO. 114; THENCE FROM SAID IRON ROD THREE NEW LINES WITH GORDON T. GERALD, ET ALS; S. 10 DEGS. 15` E 200.0 FEET TO AN IRON PIPE; S. 83 DEGS. 45` W. 100.0 FEET TO AN IRON PIPE; AND N. 10 DEGS. 15` W. 200 FEET TO A POST IN THE SOUTH LINE OF STATE ROUTE NO. 114; THENCE WITH THE SOUTH LINE OF STATE ROUTE NO. 114, N. 83 DEGS. 45` E. 100 FEET TO THE BEGINNING, CONTAINING AN AREA OF 0.46 ACRE, ACCORDING TO A SURVEY AND PLAT DATED MAY 13, 1961, MADE BY E. STALEY CLEMENTS, JR, C.L.S, OF RECORD IN MAP BOOK 2, PAGE 51.  TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence.  If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at BIDDERS ARE STRONGLY ENCOURAGED TO FOLLOW CDC GUIDANCE AND WEAR A COVER OVER BOTH NOSE AND MOUTH AND PRACTICE SOCIAL DISTANCING AT THE AUCTION. Additional terms, if any, to be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact:

BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852,

301-961-6555, website: